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Comprehensive list of essential apps for living in India - Transportation, delivery, payment, and shopping done with just a smartphone

Delhi Metro Pink Line Karkardooma Station platform — public transportation used with essential apps for living in India
Kool Nerd 123 (CC BY 4.0, Wikimedia Commons)

The first week I arrived in India, the first wall I encountered was neither language nor food. These are very realistic questions, such as “How do I call a taxi? Where do I buy water? How do I pay?” Fortunately, the answers come together.smartphone. India is one of the world's leading mobile-first countries, and almost everything in life runs on apps, from transportation, delivery, grocery shopping, payments, and home repairs.

The problem is that the app ecosystem is completely different from Korea. Instead of Baedal MinjokSwiggy, Zomato, instead of Kakao TUber·Ola·Rapido, instead of Coupang Rocket DeliveryBlinkit/Zeptotakes its place. Additionally, most apps are designed based on an Indian mobile phone number and UPI payment, so if you don't know the setup sequence, things get messed up from the first button.

This article selects only the apps that Koreans living in Delhi, Gurgaon, and Noida actually use.Number opening → UPI payment → Essential apps by categoryThis is a practical guide organized in order. If you set it up like this, the perceived difficulty of living in India will be reduced by half.

01Step 0 — From India number and UPI: Google Pay·Paytm·PhonePe

All life apps in India areIndian mobile phone number + OTP (one-time verification number)It moves based on Most apps do not allow you to sign up with a Korean number, so opening a local SIM is virtually stage 0. Next is the payment method, i.e.UPIIt's a setting.

UPI (Unified Payments Interface) is an instant transfer system between accounts operated by NPCI in India, where everything from a cup of chai at a street vendor to apartment management fees can be paid with a single QR scan. You can use it only if your Indian bank account and Indian number are linked.

  • Google Pay— The UPI app that Koreans adapt to the fastest because its interface is familiar and clean.
  • PhonePe— Highest market share in India. There are many additional functions such as utility bill payment and communication recharge.
  • Paytm— Comprehensive platform type that adds a wallet function to UPI. Movie and train ticket reservations are also available.
  1. Open SIM in India (bring passport and visa) → Secure number
  2. Open an Indian bank account (for expatriates, the company-designated bank is faster)
  3. After installing UPI app, link account, set UPI PIN
  4. Testing with small payments at convenience stores and street vendors

The moment UPI is opened, all subsequent apps — taxi, delivery, grocery shopping — become convenient at once. International credit cards are often rejected by Indian apps, so it is good for your mental health to have UPI as your main payment.

02Transportation — Uber·Ola·Rapido, from taxis to autorickshaws

If you want to move around Delhi, Gurgaon, and Noida without your own car or driver, the answer is three apps. The locals' method is to install all three and compare prices and dispatch speeds.

appcharacteristicAt times like this
UberYou can use the same account you used in Korea and the English UI is stable.When traveling to the airport, long distances, or needing a receipt
OlaIndia's representative ride-hailing service has wide urban coverage.Alternatives when Uber is not dispatched
RapidoFamous for bike (motorcycle) taxis, auto rickshaws and taxis are also available.Short distance, inexpensive travel during congestion times
  • When dispatched, it appears on the app.OTP (ride verification number)After confirming with the driver, depart. Be sure to check the vehicle license plate as well.
  • There is a cash payment option so you can use it even before setting up UPI, but it is convenient to pay within the app to avoid fighting over change.
  • During peak commute times and rainy weather, fares rise and driver cancellations also increase. Let's call with some time to spare.
  • Delhi Metro is the fastest and cheapest route to reach by subway. The combination of app calling and Metro significantly reduces congestion stress.
Autorickshaws lined up in front of Purana Qila in Delhi — a means of transport called by Indian taxi apps Uber, Ola, and Rapido
Auto rickshaws are now called through apps. Autorickshaw procession in front of Purana Qila, Delhi. · Slyronit (CC BY-SA 4.0, Wikimedia Commons)

03Food delivery — Swiggy and Zomato two major mountains

food delivery in indiaSwiggyandZomatois divided in two. You can think of it as Korea's Baedal Minjok, and restaurants in most cities have branches on one of the two apps. Even for the same restaurant, prices and promotions are different for each app, so the basic rule is to install both and compare orders.

  • Swiggy— The overall delivery service is strong. You can save on delivery fees with a paid membership (Swiggy One).
  • Zomato— Abundant restaurant review and rating data makes it easy to discover new restaurants. There is also a membership (Zomato Gold).
  • EatSure— An app that lets you order from multiple cloud kitchen brands at once.
  • Bistro·Swish— A new ultra-fast delivery service that delivers cooked food in less than 10 minutes. Centered in some metropolitan areas.
  • FoodPanda·Deliveroo— Although it is a familiar name overseas, service availability in India varies depending on the region and time, so you need to check locally.

Three ordering tips. If you save the address including the tower, building, and lake and write the name of the gate (security office) in the memo field, the number of calls from the delivery person will drastically decrease. If you are concerned about the level of spiciness, please indicate your request.less spicyLet's make it a habit. It is also good to keep in mind that delivery fee surcharges apply during lunch/dinner peaks and in rainy weather.

Research shows that food-related internet searches repeat on a daily cycle — reference for understanding peak ordering times for delivery apps in India
Research shows that food searches occur regularly at meal times. It is a reference for understanding the order peak and surcharge times of delivery apps. · Scrutton Alvarado, Nicolas; Stevenson, Tyler J. (CC BY 4.0, Wikimedia Commons)

04Quick commerce/grocery shopping — the land of 10-minute delivery

The service that Koreans admire most while living in India isQuick Commerceall. Milk, eggs, vegetables, toilet paper, and even cell phone charging cables arrive at your doorstep within 10 to 20 minutes. The standard is to use three tiers: quick commerce for urgent items, large grocery apps for weekly groceries, and regular delivery for daily milk.

useflagship appmemo
Quick Commerce (10-20 minutes)Blinkit·Zepto·InstamartBlinkit is part of Zomato, and Instamart is used within the Swiggy app.
weekly grocery shoppingBigBasket·JioMart·D MartFocused on large quantities and daily necessities, advantageous for scheduled delivery
Premium/fresh foodNature's Basket·Handpickd·FirstClubImported ingredients and carefully selected agricultural products
Early morning regular deliveryMilkbasketMilk, eggs, and bread are delivered to your doorstep every morning.
Milk/dairy product subscriptionCountry Delight·Pride of Cows·Sarda Farms·Aapka Doodhwala·MilkVillaPremium milk with the concept of direct delivery from the farm
Meat and seafoodLicious·FreshToHomeDelivery of prepared raw chicken, lamb, and fish

If you are worried about the hygiene of traditional markets, we recommend starting with an app that delivers cold chain meat and seafood, such as Licious or FreshToHome. If you use a subscription app like Country Delight, milk will arrive at your doorstep every morning, creating a rhythm of life similar to early morning delivery in Korea.

05Shopping, home service, pharmacy — everything around the house through the app

Almost everything that happens at home, from shopping for industrial products to cleaning the air conditioner and ordering cold medicine, can be handled through apps. Let’s get to know the representative players in each category.

online shopping

  • Amazon— Create and use an amazon.in account based on an Indian address, separate from the Korean account. Stable processing of genuine products and returns.
  • Flipkart— India’s leading e-commerce company. Sales on home appliances and mobile phones are strong.
  • Meesho·ShopClues— Focused on ultra-low-priced, no-brand household goods. Used taking into account quality variations.

home service

  • Urban Company— A de facto standard app that schedules verified technicians for cleaning, air conditioning inspection, plumbing, electricity, and home grooming. The price is clearly stated in the app, so there is no need to bargain.
  • Yes Madam— Specializing in home salons and massages.
  • Snabbit Pronto— A new quick home service that quickly calls a part-time housekeeper.

Pharmacy/Health

  • Apollo Pharmacy— App from India’s leading pharmacy chain. Offline store linkage is a strength.
  • Tata 1mg— Integration of drug delivery, ingredient search, and diagnostic test reservation.
  • PharmEasy·Netmeds— Delivery of medicines and health products. Convenient for ordering regular medication.
Mobile phone store scene on the streets of India — Essential apps for life in India start with smartphones and local SIMs
Life in India starts with a smartphone and a local number. The entire app ecosystem runs on this. · Victorgrigas (CC BY-SA 3.0, Wikimedia Commons)

06Courier/Cargo — Just one visit from Porter and your moving is complete

Documents and parcelsDelhivery·DTDCIt is received and tracked through the same courier app, and in e-commerce delivery tracking,ShadowfaxYou often come across this name. However, there is a separate app that shows its true value to Koreans. as soon asPorterall.

  • Porter— An app-based cargo calling service for everything from two-wheelers to mini trucks. Moving a single piece of furniture, a small move, or transporting excess baggage to the airport can all be handled like calling a taxi.
  • Delhivery·DTDC— Sending parcels between cities. Pick-up reservations are available, so there is no need to register in person.
  • Shadowfax— Last mile logistics services. The name you see when picking up online shopping returns.

In the early days of settling down, there is a lot of work to bring in or move used furniture and appliances, but a Porter mini truck can take care of most of the luggage of a studio apartment. Since the fee is displayed in advance on the app, there is no stress of on-site bargaining, and if you take a picture of the item before shipping, it becomes the basis for a dispute.

Finally, we summarize the entire sequence.① Open an Indian number → ② UPI payment settings → ③ Go to Uber·Ola·Rapido → ④ Eat with Swiggy·Zomato·Blinkit → ⑤ Do housework with Urban Company·Porter. If these five steps are completed, 80% of India's living infrastructure will be completed.

Useful tips

Compare prices with a set of 3 apps

The local standard is to use Uber, Ola, and Rapido for taxis and Swiggy and Zomato for delivery, and compare prices for the same route and same restaurant when ordering. The difference between promotions and dispatch speeds for each app is greater than expected.

Saving the address is half the battle.

Addresses in India are complex, consisting of sector, block, tower, and flat numbers. If you save your home/work address along with the exact location pin for each app and write down the gate number or landmark in the memo field, the number of calls from the delivery person will be greatly reduced.

Save on delivery fees with membership

Paid memberships like Swiggy One, Zomato Gold, and Amazon Prime pay for themselves quickly for households that order frequently. Let’s check the delivery fee and surcharge exemption conditions and focus on the one that fits your lifestyle pattern.

Milk and eggs are available by subscription.

If you use a regular early morning delivery app like Country Delight or Milkbasket, fresh food will arrive at your doorstep every morning. You can pause delivery and change the quantity through the app, making it easy to manage when traveling or temporarily returning home.

Common pitfalls and how to solve them

!
Korean (international) credit cards keep getting rejected at the payment stage.
Use an Indian-issued card or UPI as the main payment, and if that does not work, use the cash on delivery (COD) option. Setting up UPI linked to an Indian bank account is the fundamental solution.
!
The delivery man can't find the location and calls me in Hindi.
Write the landmark and gate number in the address and pin the exact location. When a call comes in, it can be easily resolved by saying 'Leave at gate/security' and redirecting the call to the security office.
!
The taxi driver cancels the taxi after dispatching it or encourages you to pay in cash.
Maintain in-app payments and be sure to compare the vehicle license plate and ride OTP before boarding. If the argument continues, it is quicker to cancel the dispatch and call again through another app.
!
You cannot sign up for the app or receive an OTP with a Korean number.
Make activating an Indian SIM your top priority upon arrival. If you sign up using someone else's number, problems with account recovery and payment will arise later, so it is safer to sign up officially using an Indian number in your own name.

Latest updates

  • UPI, gradually opening to foreignersIndia's payment infrastructure UPI has expanded into street stalls and rickshaws, and a prepaid UPI service for foreign travelers is also being opened in stages. However, it is still standard for long-term residents to link their Indian bank accounts.
  • 10-minute delivery war escalatesAs the quick commerce three-way battle between Blinkit, Zepto, and Instamart intensifies, the items handled have expanded beyond groceries to include daily necessities, and services that deliver cooked food in about 10 minutes, such as Bistro and Swish, have also appeared.
  • Pharmacies and diagnostic tests are also available in the appAs companies such as Tata 1mg and PharmEasy not only deliver medicines but also make reservations for blood collection tests at home, the trend of starting light health care through apps without visiting hospitals is becoming established.

FAQ

Can I use delivery/taxi apps without an Indian mobile phone number?
Most Indian apps require OTP authentication using an Indian number, which is actually difficult. There are exceptions, such as Uber, where overseas accounts work, but the right answer is to prioritize SIM activation upon arrival.
Can I pay for Indian apps with a Korean credit card?
Depending on the app and card, it is often declined. It is more reliable to set UPI (Google Pay·PhonePe·Paytm) based on an Indian bank account as the main option and use the cash payment (COD) option if that does not work.
Are there any problems using the app even if I am not good at English or Hindi?
The app itself supports English, so ordering is no problem. However, since delivery people and drivers often receive calls, it is convenient to prepare short sentences such as 'Leave at gate' or 'I'm at Tower B.'
What should I start with when using a grocery shopping app?
It is convenient to have a three-tier configuration that allows you to share urgent daily necessities through 10-20 minute quick commerce such as Blinkit, Zepto, and Instamart, weekly grocery shopping through BigBasket·JioMart, and milk and eggs through Country Delight·Milkbasket regular delivery.
Which is better, Uber or Ola?
The correct answer is 'both'. Local usage is to compare the two apps, as prices and dispatch speeds vary depending on the region and time of day, and Rapido bike taxis are often the fastest and cheapest for short distances in congested areas.

References & links

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